Personal Loan
Flexible personal finance for household needs with straightforward documentation.
Competitive interest
Apply Now
EVALUATE NIDHI LIMITED
Empowering Communities Through Simple & Secure Financial Services
Personal loans, business loans, group loans, savings, and financial inclusion — designed for urban and rural families with transparent processes and digital convenience.
Secure Platform
Experienced Team
Fast Processing
Transparent Charges
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Active Members
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Loans Disbursed
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Branches
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Employees
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Collection Rate
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Years of Service
Loan Products
Finance that fits your goals
Choose from personal, business, agriculture, education, emergency, and women’s group loans — with clear interest information and guided application support.
Business Loan
Working capital and expansion support for micro and small enterprises.
Business-friendly terms
Apply Now
Agriculture Loan
Seasonal finance for farmers and agri-allied activities with practical repayment cycles.
Seasonal options
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Women's Group Loan
Group-based lending that strengthens women’s livelihoods and community savings.
Group support model
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Emergency Loan
Faster assessment for urgent medical or household requirements when eligible.
Priority processing
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Education Loan
Support for education-related expenses with clear EMI planning for families.
Flexible tenure
Apply Now
Services
Everyday financial services, simply delivered
From loan management and savings to digital passbooks and field collection — one trusted partner for your financial journey.
Loan Management
Track applications, schedules, and repayments in one place.
Savings Account
Build savings habits with transparent account services.
Digital Passbook
View transactions and balances digitally, anytime.
EMI Collection
Convenient collection with receipts and reminders.
Financial Consultation
Get guidance on products suited to your needs.
Insurance Assistance
Support connecting members to relevant protection options.
Mobile Collection
Field executives with GPS-enabled collection workflows.
Customer Support
Help via branch, phone, email, and WhatsApp.
Why Choose Us
Built on trust, clarity, and care
We combine community understanding with modern digital tools so every member feels supported.
Transparent Process
Clear steps from application to closure.
Quick Approval
Efficient assessment for eligible applicants.
Secure Data
Member information handled with care.
Experienced Team
Trained staff across branches and field.
Affordable Interest
Responsible pricing for microfinance needs.
Digital Services
e-KYC, SMS updates, and online receipts.
Multiple Branches
Local access across our service network.
Friendly Support
Approachable help in your language and context.
How It Works
From registration to loan closure
A clear journey so you always know the next step.
1
Register
Create your membership profile
2
Submit Documents
Share KYC and supporting papers
3
Verification
Identity and details verified
4
Loan Assessment
Eligibility and amount reviewed
5
Approval
Decision shared transparently
6
Disbursement
Funds released as approved
7
EMI Collection
Pay on schedule with receipts
8
Loan Closure
Complete and close cleanly
Digital Innovation
Technology that makes finance simpler
Modern verification, communication, and collection tools — built for reliability in the field and at the branch.
AI Document Verification
OCR Processing
Aadhaar Verification
PAN Verification
Face Match
e-KYC
SMS Notifications
WhatsApp Updates
GPS Collection
Mobile App
Online Receipts
Real-time Dashboard
Success Stories
Members who grew with Ichha Sathi
Real journeys of families and small businesses building better financial futures.
“The group loan helped me expand my small grocery shop. Clear process, fair charges, and supportive field staff.”
“Quick verification and transparent EMI schedule. I always know what I owe and when — that builds trust.”
“Ichha Sathi made education support simple for my daughter. Documentation was guided step by step.”
Branch Network
Find a branch near you
Search our active branches and connect with local teams across the service network.
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Main Branch SREE MAYAPUR, NADIA, PIN - 741313 (WB), Nadia, West Bengal, India, PIN 741125BR001
Mobile App
Banking convenience in your pocket
Apply for loans, track EMI, view your passbook, and get support — designed for members on the go.
- Apply and track loan applications
- EMI payment reminders & receipts
- Digital passbook & notifications
- Quick access to customer support
Google Play
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FAQ
Common questions, clear answers
Learn about eligibility, documents, EMI, and repayment. More answers are available in our full FAQ.
Individuals, small businesses, farmers, and women's groups who meet our eligibility criteria can apply. Visit Apply Loan or contact your nearest branch for guidance.
Typically identity proof (Aadhaar/PAN), address proof, photographs, and income or business details. Exact requirements vary by loan product.
After complete documentation and verification, eligible applications are assessed promptly. Processing time depends on loan type and verification status.
You can pay through branch collection, field executive visits, UPI/bank transfer where enabled, or by contacting customer support for payment options.
Yes. Interest, fees, and repayment terms are explained before disbursement so you can make an informed decision.
Ready to Grow with Ichha Sathi?
Apply for a loan, speak with a branch, or reach us on call and WhatsApp. We’re here to help you take the next step.
SREE MAYAPUR, NADIA, PIN - 741313 (WB), Nadia, West Bengal, India, PIN 741125
Mon – Sat, 8:00 AM – 6:00 PM
